Good funding does

the world of good

In a world of daily stresses, inflexible big banks and payday lending,

Ultimate Finance has shown thousands of business owners what good looks like.

It's called
good funding

It starts with people who genuinely

want to help and see your

business succeed. We look at your

passion, people and potential,

not just your financials. Our good

funding can remove the pressures

for your business, enabling it to

survive and thrive.

We're in a very good position to help


Good funding provides the best of both worlds - the understanding, speed and flexibility of an independent funder with the reassurance of a successful company that’s backed by an even bigger one.

Being independent ourselves we better understand the world our clients live in, the pressures they’re under, and what they really want - more independence.

Backed by the might of the Tavistock Group, the power of our independence has helped all kinds of businesses maintain theirs via £5billion of good funding.

GOOD FUNDING HELPS PLAN A OR B SUCCEED.

FOR BUSINESSES FROM A TO Z.

A good fit for any business

Whatever business you’re in, what size you are, or whatever stage you’re at, we tailor our award-winning products to best suit you. So you get more of what you want – great rates, personal service, fast approvals and cash delivery – and less of what you don’t want – hidden charges, complication and sleepless nights.

“Glad I made the switch”

After moving to Ultimate from another provider about 8 months ago, I've been blown away at the difference in service levels and their general approach!


I can't recommend them highly enough and if you are looking for a professional, slick and proactive finance provider, definitely get in touch with Ultimate!

Simon, Valued Customer

Cash Advance

A super-fast short-term loan to top up your business credit card or overdraft.


ELIGIBILITY

Ltd companies or LLP’s with 2 years minimum trading


AMOUNT

£5,000 - £50,000


DURATION

30, 60, 90 days


INTEREST RATE

From 1.5% per 30 days


FEES

No set up fees or early repayment penalty


TIMING OF CASH

Within 1 working day


REPAYMENT

Single repayment - debit card or bank transfer


Our Cash Advance is the perfect substitute or add-on to your business credit card or overdraft. Rather than taking weeks to put in place, the money can be in your account within an hour.


It’s cash ready to go.

Ultimate Loan

Our most popular and flexible business loan for whatever you want, whenever you need it.


ELIGIBILITY

Ltd companies or LLP’s with 2 years minimum trading


AMOUNT

£5,000 - £100,000


DURATION

Up to 12 months


INTEREST RATE

From 1.5% per months


FEES

No set up fees or early repayment penalty


TIMING OF CASH

Within 1 working day after approval


REPAYMENT

Monthly by debit card


Spread your costs over a longer time frame, with this simple and fast business loan. You’ll have the money the next working day and there’s no hidden fees or surprises.

Invoice Finance

Get your cash that’s tied up in outstanding customer invoices - and we’ll chase them up for you!


ELIGIBILITY

Any businesses selling to other businesses on credit


AMOUNT

Up to 95% of your unpaid invoice value up to £5m


DURATION

Unlimited - rolling contract


INTEREST RATE

Competitively priced


FEES

Set up and service fees apply


TIMING OF CASH

Funding within 1 week


REPAYMENT

Revolving working capital facility


Get the money you’re owed quicker. We simply use your sales ledger as an ‘asset’ that you can borrow against. Then you get the cash that’s tied up in unpaid invoices - and you don’t even have to chase your debtors for payment.

Bridging Loan

Fill the gap when buying or renovating property until long-term investment is in place.


ELIGIBILITY

Commercial, semi-commercial and residential properties for buy-to-let or investment


AMOUNT

£25,000 - £2m. Max 75% loan-to-value (LTV)


DURATION

Up to 18 months


INTEREST RATE

From 0.95% per month


FEES

Set up fee of 1.5% (or £1,000, whichever is greater). No early repayment penalty


TIMING OF CASH

Funding within 1 week


REPAYMENT

Monthly serviced/rolled


You’ll never miss an opportunity to buy, renovate or secure a commercial property. This short-term loan gives you the breathing space to arrange long term funding or sell your property.

Asset Finance

Get the equipment you need without the big upfront costs.


ELIGIBILITY

Non-regulated business facilities only


AMOUNT

Min £5,000 (Ltd company) or £25,000 (non-limited). Max £1m for a single customer


DURATION

12 months - 60 months


INTEREST RATE

Competitively priced


FEES

Set-up fee and option-to-purchase fees apply


TIMING OF CASH

Funding within 1 week


REPAYMENT

Monthly by direct debit


Now any business can purchase or lease the equipment, machinery or vehicles they need to help their business grow - without paying all those large costs upfront. And we can have the money ready in just one day.

Construction Finance

Unlock cash tied up in outstanding applications for payment and pre-certification.


ELIGIBILITY

Ltd companies trading for a minimum of 1 year and with a turnover of over £500,000


AMOUNT

Confidential facility of up to £3m


DURATION

Unlimited - rolling contract


INTEREST RATE

Competitively priced


FEES

Set up and service fees apply


TIMING OF CASH

Funding within 1 week


REPAYMENT

Revolving working capital facility


If you need your money that’s tied up in lengthy construction contracts, you can borrow the money you are owed on a contract before a certificate of completion is issued. It removes any worries about late payment.

Trade Finance

Unlock the funds you need to fulfill big orders and grow your business.


ELIGIBILITY

Any UK registered and domiciled business


AMOUNT

£25,000 - £2m


DURATION

Revolving line of credit


INTEREST RATE

Competitively priced


FEES

Set up and service fees apply


TIMING OF CASH

Funding within 1 week


REPAYMENT

Repayments are made as goods are sold


We give you up to 120 days credit to pay local and overseas suppliers, and you just pay us back once the sale is completed. It takes the day-to-day pressure off your purchasing.

Purchase Finance

Enjoy the negotiating power of a cash buyer.


ELIGIBILITY

Ltd companies or LLP’s


AMOUNT

£25,000 - £2m


DURATION

Revolving line of credit


INTEREST RATE

From 1.5% per month


FEES

Set up fees apply


TIMING OF CASH

Funding within 1 week


REPAYMENT

Repayment made at maturity of the facility


Even though your customer won’t pay you for months, Ultimate’s new pre-approved Purchase Finance means you can buy any kind of stock you need to fulfill your orders - including raw materials and perishables - and it gives you early payment negotiating power.

Recruitment Finance

We advance cash against your temp or perm placements so you can pay your wage bill on time.


ELIGIBILITY

Any time-sheeted business


AMOUNT

Up to 95% of your unpaid invoice value up to £5m


DURATION

Unlimited - rolling contract


INTEREST RATE

Competitively priced


FEES

Set up and service fees apply


TIMING OF CASH

Advanced within 1 working day of your first payroll


REPAYMENT

Revolving working capital facility


A back office and Invoice Finance facility rolled into one. Removes the hassle of unpaid invoices, chasing up outstanding payments, credit control and payroll administration. Pass the headaches and responsibilities onto us.

Videos

OK, you're good to grow

Ultimate Finance is ready to put cash into your business and see it grow.


Our good funding is there for you, for whatever, and whenever, you need it.

Call us

Speak to our friendly team 8am - 5pm Monday to Friday.

0808 252 7810

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